<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
        xmlns:image="http://www.google.com/schemas/sitemap-image/1.1"
        xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9
                            http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd
                            http://www.google.com/schemas/sitemap-image/1.1
                            http://www.google.com/schemas/sitemap-image/1.1/sitemap-image.xsd">

  <!-- 1. Página Principal / Home Oficial -->
  <url>
    <loc>https://meubolso.sites-stevenxcorp.com/</loc>
    <lastmod>2026-09-18T12:00:00+00:00</lastmod>
    <changefreq>daily</changefreq>
    <priority>1.0</priority>
    <image:image>
      <image:loc>https://meubolso.sites-stevenxcorp.com/assets/guide_budget_clarity.jpg</image:loc>
      <image:title>Meu Bolso em Dia - Planejamento Financeiro, Simuladores e Como Sair das Dívidas</image:title>
      <image:caption>Portal independente de educação financeira para o Brasil desenvolvido por sites-stevenxcorp.com</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://meubolso.sites-stevenxcorp.com/assets/calc_compound_future.jpg</image:loc>
      <image:title>Simulador de Juros Compostos e Reserva de Emergência</image:title>
      <image:caption>Cálculos numéricos transparentes com base na taxa Selic e CDI</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://meubolso.sites-stevenxcorp.com/assets/pain_negotiate_card.jpg</image:loc>
      <image:title>Como Sair das Dívidas e Limpar o Nome</image:title>
      <image:caption>Método Bola de Neve, negociação de juros abusivos e Serasa Limpa Nome</image:caption>
    </image:image>
  </url>

  <!-- 2. Módulo de Simuladores e Calculadoras Financeiras -->
  <url>
    <loc>https://meubolso.sites-stevenxcorp.com/calculadoras</loc>
    <lastmod>2026-09-18T12:00:00+00:00</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
    <image:image>
      <image:loc>https://meubolso.sites-stevenxcorp.com/assets/calc_budget_pie.jpg</image:loc>
      <image:title>Calculadora Regra 50/30/20 e Orçamento Pessoal</image:title>
    </image:image>
  </url>

  <!-- 3. Guia Prático de Organização e Eliminação de Dívidas -->
  <url>
    <loc>https://meubolso.sites-stevenxcorp.com/guia-50-30-20</loc>
    <lastmod>2026-09-18T12:00:00+00:00</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
    <image:image>
      <image:loc>https://meubolso.sites-stevenxcorp.com/assets/guide_debt_relief.jpg</image:loc>
      <image:title>Guia de Educação Financeira Prática e E-E-A-T</image:title>
    </image:image>
  </url>

  <!-- 4. Termos e Condições de Uso -->
  <url>
    <loc>https://meubolso.sites-stevenxcorp.com/termos-e-condicoes</loc>
    <lastmod>2026-09-18T12:00:00+00:00</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- 5. Política de Privacidade e Proteção de Dados (LGPD) -->
  <url>
    <loc>https://meubolso.sites-stevenxcorp.com/politica-privacidade</loc>
    <lastmod>2026-09-18T12:00:00+00:00</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- 6. Conformidade Regulatória, E-E-A-T e Normas Google -->
  <url>
    <loc>https://meubolso.sites-stevenxcorp.com/conformidade-google</loc>
    <lastmod>2026-09-18T12:00:00+00:00</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

</urlset>
